PREFACE
Welcome to China! Now, you have a number of payment options at your fingertips while in China, ranging from mobile payments to bank cards and cash. Please follow this guide to find out more.
01 Bank Card
Bank cards issued in your home country/ region can be accepted if logos of UnionPay, Visa, Mastercard and other payment organizations are displayed at the checkout counter (see picture below). lf not, please ask the cashier whether your bank card can be accepted. lf you hold a UnionPay card, it can be accepted by all merchant POS terminals in China's mainland.
02 Mobile Payment
You can enjoy convenient payments with just a mobile phone. Payment services such as Alipay, Weixin Pay and UnionPay are available.
For better payment experience, no lDs are required for transactions under a certain amount. Give it a go!
Please watch videos for more details www. pcac.org.cn.
A. Alipay
(1) Search for Alipay in the app store or on its official website, and download the app.
(2) Open the app, and register with your phone number or just sign in if you have already registered.
(3) Add bank cards as shown below.
Note
Visa, Mastercard, JCB, Diners Club, and Discover cards can all be added to Alipay.
Tap "Add Now" and follow on-page prompts to complete the process.
(4) Pay by scanning QR code.
You can pay by scanning a merchant's QR code (method 1) or by having a merchant scan yours (method 2).
Method 1: Tap "Scan", and scan the merchant-presented QR code.
Method 2: Tap "Pay/Receive", and present your QR code to the merchant.
Follow the instructions in the app to complete payment process.
English Service Hotline
+86-571 2688 6000
B. Weixin Pay
(1) Search for WeChat in the app store, and download it.
(2) Open the WeChat app, and register with your phone number or just sign in if you have already registered.
（3）Add bank cards as shown below.
Note
Visa, Mastercard, American Express, JCB, Diners Club, and Discover cards can all be added to Weixin Pay.
Tap "Add a card" and follow on-page prompts to complete the process.
(4) Pay by scanning QR code.
You can pay by scanning amerchant's QR code (method1) or by having a merchantscan yours (method 2).
Method 1: Tap the "+" sign at the upper right corner and then the "Scan" icon, and scan the merchant-presented QR code.
Method 2: Tap the "+" sign at the upper right corner and then the "Money" icon, and present your QR code to the merchant.
Follow the instructions in the app to complete payment process.
English Service Hotline
+86-95017
C. UnionPay
(1) Download the UnionPay app in the app store or from its official website.
(2) Register with your phone number and enable the payment function.
(3) Add bank cards as shown below.
Tap "Add Now" and follow the on-screen instructions to complete the process.
※It only supports linking UnionPay cards issued in certain places such as HongKong SAR and Macao SAR.
(4) Pay by scanning QR code.
You can pay by scanning a merchant's QR code (method 1) or by having a merchantscan yours (method 2).
Method 1: Tap "Scan", and scan the merchant-presented QR code.
Method 2: Tap "Pay/Collect", and present your QR code to the merchant.
Follow the instructions in the app to complete payment process.
English Service Hotline
+86-95516
Pay with a Tour Card
The Tour Card is a prepaid card which you can apply for and top up in the UnionPay App to make everyday purchases, online or offline.
Tips
Please scan the QR code that carries the logo of the payment service provider of your choice when making payments. For example, use the Alipay app to scan the QR code with the Alipay logo.
Some international e-wallets are accepted by merchants in China
Easy payment with your e-wallet
You can directly pay with e-wallets below without downloading other apps.
03 Cash
You can also pay in cash.
If you need cash, you can withdraw RMB cash with your bank card at an ATM with logos of the corresponding bank card organizations. You can also directly exchange at bank outlets with currency exchange signs, outlets of qualified financial institutions, or self-service kiosks. Please consult the staff for currenciesavailable.
04 Bank Account
You can open a bank account with your passport or other valid lDs at any nearby bank outlet, such as the Industrial and Commercial Bank of China(lCBC) the Agricultural Bank of China(ABC) the Bank of China(Boc), the China Construction Bank (CCB), and the Bank of Communications (BOCOM). Please consult the staff at the bank outlet or visit their official websites for more details.
With the account, you can enjoy a variety of financial services (such as deposit and withdrawal of both RMB and foreign currencies, foreign currency purchase and sale, domestic transfer and cross-border remittance, foreign currency exchange, and making payments).
»»»» 来源：中国人民银行